At Miles Smith our portfolio protection provides full cover at competitive rates for the following and allows you to select from a wide range of covers tailored to meet your business insurance needs.
- Nightclub & Entertainment and Leisure
- Unoccupied Premises
- Building Under Construction
- Properties being refurbished
- Non-standard construction
- Multi-tenure premises
- Food Risks
- All other Commercial & Industrial occupations including Offices, Warehousing, Industrial, Manufacturing, Low/Med/High Retail occupations, Restaurants/Takeaways/Cafes & Public Houses
For commercial & industrial properties held under the Miles Smith scheme, here is just an example of the cover provided under our bespoke wording:
The Premises including :
Interior decorations, Landlords fixtures and fittings, Contents of Common parts, telecommunications aerials, aerial fittings and masts, walls, gates, fences, yards, car parks, roads, pavements, outbuildings, underground pipes, cables and wires
Property Owners Liability
(Your Liability to the Public)
£5,000,000 Limit of Indemnity as standard
Day One Inflation Protection
30% automatic uplift
- Basis of claims Settlement - Reinstatement (New for Old)
- General Interest Clause
- Inadvertent Omission to Insure
- Non-Invalidation
- Capital Additions
- Changing locks
- Subrogation Waiver
- Temporary Removal for Cleaning or Renovation
- Diminution in Value
- Loss of Attraction
For a quote please send your presentation to fax 020 7220 0862, e-mail property@milessmith.co.uk or contact any of our Property Owners Team.
Please see Document Library for proposal forms.