At Miles Smith we work in partnership with:

• Managing Agents
• Residents Companies
• Agents
• Freeholders

We provide competitive rates and the full benefit of our bespoke wording; for blocks of flats ranging from the small conversions to large purpose built blocks, Residential Let houses including DSS & Students, High Nett Worth.

A satisfied tenant makes life a lot easier for the Landlord and recognised parties.

Examples of Cover include:

• “All-risks” Insurance including Subsidence, Landslip & Heave
• Property Owners Liability (Your Liability to the Public)
  £5,000,000 Limit of Indemnity as standard
• Day One Inflation Protection
  30% automatic uplift
• Contents of Common Parts
  Automatically included at £20,000
• Employers Liability (Your Liability to Employees)
• Alternative Accommodation/Loss of Rent/Advance Rent
• Basis of claims Settlement - Reinstatement
  (New for Old)
• General Interest Clause
• Damage to Grounds
• Changing locks
• Trace & Access
• Loss of Metered Water
• Eviction of Squatters Expenses

At Miles Smith we understand the need to be able to provide Directors & Officers Insurance for Residents Companies and Engineering Insurance & Inspection for both residents Companies and Freeholders. Under legislation it is necessary for Managing Agents, and Agents to take in consideration & recognise clients needs relating to Insurance. Miles Smith have arranged schemes with A rated Insurance companies to simplify the inception of these policies.

For a quote please send your presentation to fax 020 7220 0862, e-mail property@milessmith.co.uk or contact any of our Property Owners Team.

Please see Document Library for proposal forms.