Insuring hazardous goods is complex due to the extensive regulations these businesses must adhere to. Therefore, Miles Smith has made it easy with our Haz-Insure scheme. Irrespective of whether your clients manufacture, store or transport these diverse products as their primary business, or only handle them occasionally, we can find a solution for you.

WHY MILES SMITH

30 years’ experience in arranging bespoke cover for businesses in the hazardous goods industry

We place over £10 million of premium on behalf of brokers in the UK

Motor cover for Haz businesses available with exclusive Miles Smith extensions

SERVING THE HAZ INDUSTRY

This sector demands careful consideration when addressing insurance needs as higher Limits of Indemnity are required for Motor, general Third-party and Environmental risks.

In addition, we offer Motor Cover and Professional Indemnity to provide a complete solution for you and your clients.

Standard policies can leave gaps in cover which often go unidentified until a loss occurs. For example, the loading of hazardous materials from vehicles, off road provisions or cross contamination at the delivery stage. Our specialist team are well-versed in these risks and our Haz-Insure scheme is designed to cover any gaps in the policy.

This specialist line of business is often complex, and our experts are happy to discuss risks and suggest non-standard covers for this area. Give us a call to discuss your risk.

SOLUTIONS FOR

We place insurance for a range of brokers working with a number of different HazChem businesses, some of these include:

  • Fuel distribution
  • Waste carriers
  • Hazardous haulage (inc. explosives and radioactives)
  • Drain and jetting
  • Lubricant manufacture
  • LPG distributing and decanting
  • Chemical/solvent blending and distribution
  • Tank installers and removers
  • Tank cleaners
  • Biofuel blending
  • Tank and associated equipment manufacturing

MOTOR

We also offer Motor Cover for hazardous goods transfer, and hazardous haulage. We provide the standard cover types, and our offering includes a range of Miles Smith exclusive extensions for this specialist area.

COVERS

  • Comprehensive
  • Third Party, Fire and Theft
  • Third Party Only
  • Laid Up

Exclusive Miles Smith extensions available in the following areas:

  • Hire of replacement vehicles
  • Driver Personal Accident
  • Mis delivery
  • Impounded Vehicles
  • Environmental Statutory Liability cover
  • Third Party Property Damage

NEWS

We’re continuing to stride forward, but with a new appearance.

We are committed to the creation of market-leading products and the longevity of our broker partner relationships and, by extension, the growth of your business. We are maintaining our specialist products, people and service but with a fresh look and identity that visually represents how we do difficult things well.

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PROPOSAL FORMS

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020 7977 4800

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